Thursday, August 18, 2011

WASHINGTON STATE SUES BOFA OVER ILLEGAL FORECLOSURES


WA AG SUES RECONTRUST (BOA) FOR ILLEGAL FORECLOSURES

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QUESTION FROM NANCY DREW: QUESTION: WHY ARE NOT ALL OF THE US AND STATE ATTORNEY GENERALS DOING THE SAME? AS A MATTER OF FACT, WHY ARE NOT THE FORECLOSURE DEFENSE ATTORNEY’S IN WASHINGTON NOW INSURING ALL ‘TRUSTEES’ ARE DOING THE SAME? THE ONLY REASON THIS IS IN THE NEWS IS BECAUSE OF THE ‘SALE’ REVEALS WHO THE ‘TRUSTEE’ ACTUALLY IS AS SHOWN ON THE ‘AZTEC FORECLOSURE’ POSTING THAT LL THOUGHT WAS IMPORTANT ENOUGH OF A COMMENT TO POST SO THE CONSUMERS HARMED IN CA, OR, WA, UT, ETC. THE STATES LISTED, KNOW THE ‘TRUSTEE’ ACTING AS REO LENDER/BROKER DURING FORECLOSURE DOES HAVE ACCESS TO WHO THE TRUSTEE/LOAN TRUST ACTUALLY IS AND DOES NOT RECORD THE INFORMATION WITH THE COUNTY CLERK AND COUNTY RECORDER UNTIL AFTER THE SALE, THE TAKING OF PROPERTY BY DECEPTIVE PRACTICES AND IN A LARCENOUS MANNER, AND WITH INTENT OF SUBSTANTIVE OMISSIONS OF MATERIAL FACTS – NEGLIGENCE OF ‘TRUSTEES’ WITH FIDUCIARY DUTY AS STATED BY AG OF WASHINGTON
EDITOR’S ANALYSIS: Recontrust (BOA), CalWestern (Wells? US Bank?), and others are essentially products of the Banks. They create these entities to provide some protections to themselves and to create the appearance of propriety. But it is improper. These entities that were created by the Banks to serve as “substitute trustee.”These sham nominee entities of the Banks try to have it both ways.
On the one hand they say they are the trustee qualified and wiling to serve as the independent protector of rights of the trustor and beneficiary, and on the other they say that they are not subject to the rules because they are “Banks.” So they admit they are the Bank and at the same time they claim to be the trustee. That is not possible under the intent and wording of most statutes enabling non-judicial foreclosure under the power of sale in a deed of trust. 
The Bank is essentially appointing itself as the substitute trustee. So the party claiming to be creditor is appointing itself or its own subsidiary, agent or affiliate as the substitute trustee. This violates most state laws allowing non-judicial foreclosure. The trustee is qualified to serve only if it is an independent entity who will serve to protect the interests of the trustor and the beneficiary, not BE the claimed beneficiary or act as agent for the beneficiary. The trustee is expected to exercise due diligence, especially when it is getting instructions from a party who is NOT on the deed of trust.
The Banks want to make sure that the trustee does not perform due diligence. If it did, there would be questions as to who is giving it instructions and why. In short, the true trustee would be asking the same questions that most borrowers ask in litigation, amounting to “Who are you and why are you doing this?” The true trustee would require some evidence. In fact, the original trustee on the deed of trust probably has never legally been substituted, thus invalidating all subsequent actions taken on behalf of the “new” beneficiary. It might even be that the original trustee having notice of the substitution, might have an obligation to intercede and demand proof that the substitution is proper.
Thus the “creditor” has appointed itself and avoided all the requirements of statute regarding the duties of trustees. This is illegal in most states if not al of them. You should check with a licensed attorney who REALLY knows foreclosure law in the state in which your property is located.Investigation will probably reveal that the substitution of trustee was robo-signed which means that it was forged, fabricated, and done without any authority, not within the chain of title and in fact DESPITE the chain of title, which any trustee actually performing its duties would know.
Rob McKenna
ATTORNEY GENERAL OF WASHINGTON
1125 Washington Street SE · PO Box 40100 · Olympia WA 98504-0100
FOR IMMEDIATE RELEASE
Aug. 5, 2011
Washington Attorney General sues ReconTrust for illegal foreclosures
McKenna raps trustee’s claim that it doesn’t have to abide with state law
SEATTLE – Washington Attorney General Rob McKenna today announced that his office is suing ReconTrust Company, a subsidiary of Bank of America, for conducting illegal foreclosures on thousands of Washington homeowners.
“ReconTrust ignored our warnings, repeatedly broke the law and refused to provide information requested during our investigation,” McKenna said. “ReconTrust’s illegal practices make it difficult, if not impossible, for borrowers who might have a shot at saving their homes to stop those foreclosures.”

ReconTrust is a foreclosure trustee that is legally required to act as a neutral party on behalf of both the lender and the borrower while conducting foreclosure proceedings in good faith and in accordance with the law.

The lawsuit filed in King County Superior Court by McKenna and Assistant Attorney General Jim Sugarman, of the office’s Consumer Protection Division, alleges that “ReconTrust has failed to comply with the Washington Deed of Trust Act, RCW 61.24, in each and every foreclosure it has conducted since at least June 12, 2008.” The company is also accused of violating the state’s Consumer Protection Act.
The Attorney General’s Office announced the suit during a news conference held outside a foreclosed home in Seattle. McKenna and Sugarman were joined by two women whose homes were foreclosed by ReconTrust and several private attorneys who are also concerned about ReconTrust’s actions.
“My home is being foreclosed on. The situation has caused great pain for my son and myself,” said Myra Cole, a single mother from Spanaway who struggled to find employment after a layoff. Her loan servicer was reviewing her Spanaway home for a loan modification when ReconTrust sold the house at foreclosure.
“I couldn’t understand how this could have happened,” Cole continued. “I got the run-around. I just can’t believe that the company that’s supposed to be helping me is foreclosing on me. … We are trying to save our homes. We’re doing the steps they tell us. In the end, it’s all for nothing. It’s an injustice.”
Ruby Barrus told a similar story about the home where she and her husband live in Marysville. During a time of financial hardship, their loan servicer promised not to foreclose while they worked out a loan modification.
“Our payments were never late,” Barrus said, adding that they only stopped making payments because the bank indicated they needed to default to qualify for the modification. “We just figured they knew what they were doing because they were our servicer. … Months later, we get a letter from ReconTrust saying they’re our foreclosure attorneys. We had never heard of them.”
Both women are in court battles to keep their homes.
McKenna said an essential requirement of the Deed of Trust statute is that a trustee maintains an office in the state where homeowners can go to ask questions, make last-minute payments and request a foreclosure be postponed for a legitimate reason. But ReconTrust doesn’t have an office in Washington.
“ReconTrust’s claim that the company doesn’t have to follow Washington law and procedures because it is a national bank is wrong,” McKenna added.
The Attorney General’s Office alleges the company:
· Failed to maintain a physical office with telephone service in Washington.
· Failed to identify the actual owner of the promissory notes being foreclosed.
· Provided confusing information regarding how borrowers defaulted and how they can cure that default.
· Failed to conduct foreclosures in a public place, instead holding them at private sites including an office park in Bellevue.
· Created or permitted the use of documents that were improperly executed, notarized or sworn to. Sugarman said notices and agreements contained conflicting dates and improper notarizations and ReconTrust employees sometimes signed as officers of other entities.
· Failed to exercise its duty of good faith toward the borrower by deferring solely to the lender when deciding whether to postpone a foreclosure.
The complaint states that homeowners facing foreclosure are “captive to ReconTrust’s services” and that the company’s failures to abide by the law have concealed material information needed by homeowners to assert rights and defenses, negotiate a loan modification, cure defaults, and postpone or stop a foreclosure sale.
Sugarman said, “It is particularly important right now for trustees to understand and strictly comply with Washington foreclosure law. There have been several changes including a new right for homeowners to request mediation to discuss a possible loan modification or forbearance before the bank pursues foreclosure.”
The complaint asks that the court require ReconTrust to comply with the law and impose civil penalties of up to $2,000 per violation, as well as restitution for consumers.
Based on information obtained during its investigation, the Attorney General’s Office estimates that ReconTrust has issued 9,900 foreclosure notices since January 2008 in King, Pierce and Snohomish counties alone. ReconTrust forecloses across the state. It’s unknown how many of those foreclosures violated homeowner rights, although the Attorney General’s Office believes the problems are systematic and widespread. It’s also unknown how many foreclosures may have been prevented had ReconTrust complied with laws.
In May 2010, the Attorney General’s Consumer Protection Division began investigating reports of lenders and trustee services not properly reviewing foreclosure documents or following other legal procedures. McKenna sent letters in October 2010 and April 2011, outlining concerns and calling on trustees to suspend questionable foreclosures in the state. The office is investigating more than a dozen other trustees for suspected violations.
The office also remains very involved with the multistate investigation into problems in the foreclosure industry.
For more information about these investigations and resources for homeowners, including new mediation rights, visit http://www.atg.wa.gov/foreclosure.aspx.
Private lawsuits against ReconTrust have been filed in Utah, Nevada, California, Oregon and Arizona concerning its role in foreclosures in those states, as well as by private attorneys in Washington. The Attorney General of Utah sent a public letter to Bank of America threatening suit if ReconTrust continued to violate Utah foreclosure law.
DOCUMENTS:
ReconTrust Complaint
This link lists properties that are listed for sale or have been sold by ReconTrust:http://www.recontrustco.com/upcoming_counties.aspx?state=Washington
- 30 –
Media Contact: Kristin Alexander, Media Relations Manager, (206) 464-6432, cell: (206) 437-2654, kalexander@atg.wa.gov
Editor’s Note: AG McKenna is available for interviews until 12:30 today. Please call or e-mail Kristin to schedule.
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13 Responses

  1. M.Soliman
    I am currently in Washington to testify and consult. Special thanks to T. Butler and Counsel R. Jones for their time and willingness hear new arguments.
    The facts are that something does exist beyond the Merscorp and phantom note arguments. The welcomed news is circulating around Washington that Attorney General Rob Kenna’s announcement is that his office is suing Recon Trust Company, a subsidiary of Bank of America, for conducting illegal foreclosures on thousands of Washington homeowners.
    Recon Trust is a National Association that merits questions about its jurisdiction. Bank of America Corp. (BAC), the biggest US lender by assets, is segregating almost half its 13.9 million mortgages into a “bad” bank comprised of its riskiest and worst-performing “legacy” loans. ReconTrust is listed as an agent for the United States Department of Treasury FBO the FDIC liquidation. Recon Trust is recognized as a “Bad Bank” by institutional investors and the world economies
    Recon Trust by order of the FDIC has allowed Bank of America to restore itself to recent profitability. So of course “ReconTrust ignored warnings, repeatedly broke the law and refused to provide information requested during the investigation – perhaps in the best interest of the nation’s economic security.
    This is either a misunderstanding or emergence of the civil rights problems counterproductive to that seen in the early sixty’s under then attorney general Robert F Kennedy. The Fed was the good guys who prevailed in Alabama under then acting governor, George Wallace. Now the Fed is the bad guy with the States AG taking up the right of the homeowner?
    WA AG McKenna believes “Recon Trust’s illegal practices make it impossible, for borrowers who might have a shot at saving their homes to stop those foreclosures.”ReconTrust is a foreclosure trustee that is legally required to act as a neutral party on behalf of both the lender and the borrower while conducting foreclosure proceedings in good faith and in accordance with the law.
    Wrong – The state has changed the understanding of the law whereby the third party is a fiduciary or least an element incidental to a fiduciary! Recon Trust is alleged by the state a foreclosure trustee that is legally required to act as a neutral party on behalf of both the lender and the borrower while conducting foreclosure proceedings in good faith and in accordance with the law.
    That is by definition incidental to a fiduciary – but the good state of WA has removed this understanding to aid the homeowners and now is further hampering the Ag’s call to justice.
    Which are its law makers and defenders of Justice? Has the State department not altered the Ag’s office of these changes with a Bad Bank and understanding of Recon Trust sitting on the FDIC list of paid consultants?
    If not for ReconTrust, how else could B of A ever been profitable as seen published in recent filings.
    But of greatest concern is the fact the assets held as mortgages by Recon Trust ARE NOT MORTGAGES OR MORTGAGE CONTRACTS AND NOTES. THESE FORMS OF COLLATERAL NO LONGER EXIST. Recon Trust holds liabilities for third party creditors and claims against pledges of defaulted debt for originators that have since been de-listed and left in the annuls of posterity.
    The state does not know this? This web site does not either? After all, the L.L. analysts and efforts researching the matter must have contemplated arguments of “who are really in support of the WA home owner’s best interest initiatives”. This controversy raises suspicions as all the information to date is hardly newsworthy —-having been made available though past periodicals such as WSJ, Newsweek and maybe even People?
    The claims are Recon Trust Company is accused of violating the state’s Consumer Protection Act. The same act that removes the fiduciary element of protections afforded every other state in the union –
    Why and How…. I mean WHAT?

  2. Etolle ‘TRUSTEES’ please be sure to make clear are an ‘entity’ not a location.
    Origination all transactions related to Alt-A
    Lagest producers of non-conforming financial products
    do business
    c/o TRUSTEES
    ‘MERS’ tracks all transactions not recorded with County Clerks and County Recorders.
    All mortgage notes traded (bought and sold) that are not recorded.
    Who are they tracking for?
    TRUSTEES ‘ENTITY’ AFFIXED ‘NATIONAL ASSOCIATION’ OR ‘FEDERAL ASSOCAITION’ BRAND LABEL.

  3. GMAC Mortgage ‘TRUSTEE’
    c/o Wells Fargo Bank NA
    Document Custodian as defined in PSA’s
    Norwest Funding
    Correspondent Lenders

  4. @ NeedCaseLaw,
    Furthermore, I have it on trusted authority that GMAC’s notes are in a repository in MN and never made it to the trusts. Just an FYI. So the so-called trustee would have about as much authority as Debbie did in Dallas.

  5. LPS Print Solutions
    a Lender Processing Services Company
    42 terabytes of property data (since 1995) on the WEB!
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    We’ll be changing over in the next few months so look for thenew name and logo on your receipts and charges.
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  6. TRUSTEE-GATE
    Only possible through partnership and onwering technolgy 1990′s unleashed upon all consumers globally! Causing economic havoc in all economies by industry ‘real estate’ and energy, medical both domestic and foreign
    TRUSTEES OF ‘MORTGAGES, REAL ESTATE INVESTMENTS, GOVERMENT BOTH State & Federl, CONSUMER LENDING, CAPITAL MARKETS CHOSE IN 1990′S ‘TRUSTED SOLUTIONS’
    LSI A DIVISION ‘THE’ ORIGINAL DEVELOPER & LEADING PROVIDER OF ‘INSTANT’ ALTA title decisions
    Who benefits FROM ALL TRANSACTIONS which involve COMMERCE which require services of LSI? The ‘TRUSTEES’
    REAL ESTATE INDUSTRY:
    ORIGINATION, SERVICING, DEFAULT, RISK MANAGEMENT
    CAPITAL MARKETS:
    LIEN MONITORING, LOAN DATA, PREDICTIVE MODELLING, PROPERTY VALUATIONS, OTHER PROPETY SOLUTIONS
    WHAT DOES CAPITAL MARKETS HAVE TO DO WITH TRUSTEES? EVERYTHING! RELATED TO SALE AND RESALE OF ‘COLLATERAL’ AND CASH DEPOSITS ‘REMITTER’ OF PASS THROUGH AGENCIES C/O TRUSTEES
    LSI part of Lenders Processing Services, LSI is the ‘DIVISION’ of A LENDER PROCESSING SERVICES CO, morphed out of FNF and FIS. LPS use to be a DIVISION of DOCX. Pay attention to renameing companies they already own its called divestitures and acquistions and mergers.
    LSI is both software and hardware vendor and provider on CLOUD integrated by and with FIS, FNF, …..
    Microsoft, Freddie, Chase, GMAC-RFC, WFC, BOA partners in 2000 whose transactions origination and servicing and default are “Integrated nationwide network in which GMAC Mortgage c/o TRUSTEE Wells Fargo Bank NA (a substitute Trustee) for US Bank and BONY and HSBC and US Trust, etc. will process defaluts paying bank affiliates and non-bank affiliates taking of property by deceptive acts or larceny, evidence in public domain ‘Foreclosure-gate’ will reveal TRUSTEE-GATE finally!
    FIS FNF DOCX LPS LSI , eLynx, MERS, TD Services, etc. Aztec Foreclosures Corp (example of non-bank affiliate given umbrealla of ‘national association’ or ‘federal association’ brand name preventing enforcement of criminal acts by Attorney Generals vested Jurisdiction over unlawful business acts, Congress withheld authority by placing OCC & OTS as intermediary who in all matters related to commerce and white collar crimes will ‘sanction’ institutions and not prosectute individuals – they can’t due to vistorial powers vested to OCC & OTS and allow TRUSTEE-GATE! and trustees with fiduciary duties pay third party’s to take property by deception, force falsified foreclosures on mortgage notes traded in which the TRUSTEE vested powers to SERVICER after 91 days to liquidate the loans and swap the TRUSTEE to swap loans of like kind. Meanwhile, SERVICERS c/o TRUSTEE paid well as the handlers taking property by deceptive acts. If but not for the fact related to ‘COMMERCE’ and ‘Federal Reserve Charters’ all ‘White Collar Crime’ more profitable as TRUSTEE as an entity who are not subject to statutory laws.
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    LSI delivers coast-to-coast custom title insurance solutions with complete control and flexibility. As the original developer and leading provider of instant ALTA title decisions, LSI assists lenders in closing faster, but with the same level of assurance – and insurance.
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    Abstractor
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    -ABSTRACTOR INQUIRIES
    -DECISION STREAM IS POINT OF SALE TOOL FOR LOAN ORIGINATORS!
    -BORROWER SURVEY – RATE YOUR CLOSING AGENT/EXPERIENCE
    -TITLE RATE CALCULATOR – CALCULATES TITLE INSURANCE PREMIUMS (FOR WHO?) CHARGED TO THE ‘TITLE AGENY’S’ WHO ARE THE THIRD PARTY WHO CHARGE THE BORROWER AND THE BORROWER UNAWARE OF THE ‘LENDERS’ PLICY, THEY PAID FOR WAS ISSUED C/O TRUSTEE
    THE BENEFICIARY OF THE ‘LENDERS POLICY’ NOT CONSUMER, THE TRUSTEE WHO PROMISIES THE SERVICER AFTER 90 DAYS THE SERVICER MAY CONTROL THE ‘DEBT’ AND LIQUIDATE THE LOANS C/O TRUSTEE FOR THE ‘LOAN TRUST’ THE ‘NEW LOAN’ AND THE ‘LOAN IN DEFAULT’ WILL BE TRACKED BY.
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  7. To Nancy Drew :
    Thank you for all your info. Are the New Jersey courts requesting the Trustees to recertify documents because the Trusts are suppose to be registered with the state ? If they are, why is it so hard to get any info out of the New Jersey Bureau of Securities ?

  8. There is a virtually identical situation occurring in Washington with LSI Title Agency, Inc., a straw-man trustee formerly serving chiefly with GMAC related companies, although since learning that LSI was under investigation, GMAC has distanced themselves from them. However, in direct defiance to the AG’s “Trustee Letter 2″ warning of the illegality of their non-existent participation in foreclosures (this whole thing was alerted via a complaint against LSI lodged with the WA Insurance Commissioner), LSI is continuing to be claimed as “trustee” in unlawful foreclosures in Washington. All of this is fully documented and a subsequent complaint has been sent to the Office of the Insurance Commissioner and the Attorney General as well as the press.

  9. This has cost them some money as they try to get my house for free and with denied motions for relief. Full Appendix of Records, Opening Brief by Appellant, Appellee Opening Brief, Appellant Reply Brief, RJN #1, RJN #2 all at the 9th circuit BAP. The link describes how to read the documents with the links. The oral arguments are not set yet.
    This will show you how much work it takes, and that there is no free house it is an uphill battle.

  10. It’s all in the transactions!
    WA – Look at foreclosure mills who hire trustees as reo brokers and track pre-foreclosure and post-foreclosure.
    Look at documents for ‘TD’ indicating documents processed through subscribers of TD Services who are dba as TD Escrow Services & TD Financial Services INTEGRATED on the CLOUD with FIS, and FNF – LPS / DOCX, and LSI, and eLynx, and MERS,
    Start with one foreclosure mill whose own website reveals what they do for ‘servicers’ in the taking of real estate of consumers! And read what the State Treasury does not do in your state.
    STATE TREASURY PROVIDES NO DUE DILLIGENCE IN THE TAKING OF PROPERTY OF CONSUMERS, DOES NOT PROTECT RIGHTS OF CONSUMER WHY?
    THE RIGHTS BELONG TO THE CONSUMER AND ENTITITLEMENT TO PROTECT ONES RIGHT AS A CONSUMER ? NULLIFIED BY PREFORECLOSURE DBA ‘NATIONAL ASSOCIATION’ AND ‘FEDERAL ASSOCIATION’ C/O REO BROKER AND C/O REO TRUSTEE debt collectors who file falsified documents c/o Attorney who without due dilligence, without personal knowledge paid a fee to take property.
    TRUSTEE-GATE
    Very real
    Here is a live-example of a real robo–foreclosure mill whose subscribers in non-judicial states have access to integrated network of FIS: FNF, LPS, LSI, TD, eLynx, MERS, etc.
    Aztec Foreclosure Corp Antics Analyzed
    Consider who Aztec Foreclosure Corp under agreement with?
    Consider who are Aztec Foreclosure Corp subscribers and as a subscriber of the nationwide network provides services to individual reo brokers and individual ‘trustee brokers’ who process documents in order that ‘lender/underwriter/ take property via electronic bids durng a mechanized process where NOBODY PROVIDES DUE DILLIGENCE OVER TAKING OF REAL ESTATE .
    THE TAKING OF POSSESSION OF PROPERTY OF ANOTHER PERSON BY DECEPTIVE ACTS, DONE WITH INTENT, CAN BE LIABLE FOR LARCENY!
    ‘TRUSTEE-GATE’
    BANKRUPTCY TRUSTEES may be contractors not attorneys (in NJ for exmaple). What about your state?
    APPEARS AT THE HIGHEST LEVEL ALL OF THOSE INVOLVED IN THE ‘TAKING’ BY DECEPTIVE ACTS ‘PROPERTY’ HAVE TITLE ‘TRUSTEE’
    SOUNDS LIKE ‘TRUST ME’
    ‘TRUSTEE-GATE’ trustees control taking of real property.
    The real estate industry of United States of America completely controlled in all transactions since Y2K virtually now called the ‘FINANCE UNIVERSE.’ There is absolutely no distinction of COMMERCE in the FINANCE UNIVERSE (globally) except but for the legal issues related to Uniform Commercial Codes (UCC) domestic (USA) and foreign (everywhere else).
    IMPORTANT – Absolutely. The ‘crimes’ domestically are subejct to the laws of the USA

  11. NEW YORK POST:
    92% BANKS STILL FORECLOSIGN WITHOUT ANY RIGHT ‘LL’ article.
    TRUSTEE-GATE
    Evidence withheld from consumers inorder to take property (real estate) and (personal property) by deceptive acts.
    Funny thing about ‘Trustees’ they are with and have fiduciary duty? and accountable for negligence.
    Substantive omissions of material facts during Origiantion and during default.
    YOU ARE ALL FAMILIAR WITH FORECLOSURE GATE.
    Legal Services ‘one attorney’ finds defects in GMAC documents filed by REO Brokers and non-judicial trustees…..
    YOU ARE FAMILAIR WITH ROBO-SIGNING via Lynn S. excellence as a Patriot revealing at great personal expense over 10,000 documents she dutifully examined related to a family member’s loan frauds. Lynn S. 60 Minues expert April & August trains the FBI how to investigate falsified documents.
    YOU ARE NOT FAMILIAR WITH ‘TRUSTEE-GATE’? Yet everyone in the USA are affected by TRUSTEE-GATE during Origintion, during processing of timelyhpaymetns, trading of assignments, clouding of titles, defaults, and taking possession of property through deceptive acts, with intent = Larceny.
    IN NON-JUDICIAL STATES
    REAL ESTATE OWNED – ‘BROKERS’ ALSO CALLED ‘TRUSTEES’ FILE FALSIFIED DOCUMENTS ‘DOT’ HIRED TO TAKE PROPERTY THROUGH DECEPTIVE ACTS, WHICH INCLUDE ‘NOT PERFORMING DUE DILLIGENCE’ AS A FIDUCIARY.
    DID YOU KNOW THAT ‘TRUSTEES’ IN BANKRUPTCY COURTS MAY BE ‘CONTRACTOR’ AND POSSIBLY NOT AN ATTORNEY?
    THAT THE ‘CONTRACTOR’ WORKING FOR THE ‘BANKRUPTCY COURT’ MAKES THEIR LIVING FROM COLLECTING MONEY ‘AS A DEBT COLLECTOR’ AND THAT IS a LAWFUL HONORABLE FIDUCIARY DUTY, WHEN PERFORMED WITH DUE DILLIGENCE, TO PROTECT WELFARE OF NATION, PURPOSE OF BANKRUPTCY COURTS.
    ON-JUDICIAL STATES, do you know who is taking the property AND are filing falsified documents the ‘TRUSTEES’ file and approve (WHERE IS THE DUE DILLIGENCE?) in a mechanized computer nationwide network connected to INSTITUTIONAL BANK, INSTITUTIONAL INVESTOR C/O ‘TRUSTEES’ MANY OF THEM.
    ARE THE ‘TRANSACTIONS’ AS PROCESSED ACCEPTABEL TO THE ‘STATE TREASURER’ OR BECAUSE THE PARTY WHO ARE TAKING ARE AFFIXED ‘NATIONAL ASSOCIATION’ AND FEDERAL ASSOCIATION’ THEY WEAR HORSE BLINDERS DUE TO VISTORIAL POWERS OF ‘OCC’ AND ‘OTS’ THE FEDERLA REGULATORS RESPONSBILE FOR THE ‘EXTRAORDINARY POWERS’ VESTED TO THE ‘CONGLOMERATES’? WHO HAVE PROVEN THEY ARE A ‘BUFFER’ FOR SANCTIONS APPLIED BY FTC SO AS TO NOT BRING FORTH EVIDENCE OF FRAUDS OF COMMERCE INTO PUBLIC DOMAIN.
    Who is accountable ? as fiduciaries in the taking of CA, OR, WA, … states properties?
    DID YOU KNOW THAT THE PROCESS OF FILING DOCUMENTS WITH A COUNTY CLERK/COUNTY RECORDER, AS A PUBLIC OFFICE, ARE CONSIDERED TO BE TRUE UNLESS SOMEBODYCONTESTS THE DOCUMENTS?
    NEW JERSEY COURTS WIPED THEIR HANDS ‘CLEAN’ BY LEGALLY REQUESTING ‘TRUSTEES’ OF INSTITUTIONAL BANKS AND INSTITUTIONAL INVESTORS TO RECERTIFY DOCUMENTS PROCESSED IN A JUDICIAL STATE ARE LAWFULLY RECORDED MEANING ARE TRUE. NOW THAT THE STAY ON FORECLOSURES LIFTED, NJ COURTS ALLOWED ‘INSTITUTIONAL BANKS’ AND INSTITUTIONAL INVESTORS/ C/O TRUSTEES TO REFILE HUNDREDS OF THOUSANDS OF DOCUMENTS FILED BY ROBO-MILLS WITH MISTAKES THAT WOULD REVEAL PARTY WITHOUT STANDING CHANGED. ABRA CADABRA.
    DEAR ‘BANKRUPTCY TRUSTEE’
    Do you know if the ‘trustee’ and the ‘loan trust’ documents filed are in order? and TRUE? as recorded with public offices?
    Does the Assignment during default reflect name of the beneficiary of the sale as recorded by TRUSTEE c/o Instituional Bank and Institutional Investor c/o TRUSTEE and Loan Trusts?
    The ‘Sales’ recorded with Scretary of State are also merchantile transactions considered to be true unless a consumer contests them.
    The Treasury of the State has no ‘duty’ to check unless consumers bring forth cases. How do consumers join together to reveal the Truth?
    Has anyone investigated this?
    IS IT TRUE THAT ALL TRANSACTIONS RELATED TO ‘TRUSTEES’ ARE AFFIXED ‘NATIONAL ASSOCIATION’ AND ‘FEDERAL ASSOCIATION’ C/O TRUSTEES IN ORDER THAT THE DOCUMENTS APPEAR TURE?
    IS THE TREASURY OF THE STATE OF CALIFORNIA & WA BLOCKED FROM VALIDATING DOCUMENTS ARE ALL IN ORDER?
    LIKE IN NEW JERSEY, WHERE NONE OF THE CONSUMER PROTECTION AGENCIES ARE ALLOWED TO INVESTIGATE ANY MATTERS AFFIXED ‘NA’ AND ‘FA’
    WHERE IS THE DUE DILLIGENCE?
    THE TAKING OF PROPERTY BY DECEPTIVE ACTS ENABLED BY ‘CONTRACTOR’ C/O STATE TREASURY SHOULD BE INVESTIGATED
    TRUSTEE-GATE – ABSOLUTELY. NOT A PLAY ON WORD BUT THE PARTY WITH FIDUCIARY DUTY ALIKE THE ‘SETTLEMENT AGENTS’ WHO CLOSE FOR THE INSTITUTIONAL BANKS AND INSTITUTIONAL INVESTORS DURING ORIGINATION THE ‘DOCUMENTS’ in accordance with ‘Closing Instructions’ c/o TRUSTEE

  12. In the News:
    Mortgage Litigation Index reported that national litigation against servicers rose 88% in the first quarter of 2011
     JPMorgan Chase: $1.1 billion in litigation expenses during the first quarter
     Bank of America: an increase of $558 million in one quarter to total $940 million in litigation costs for three months
     Wells Fargo: civil charges of $85 million
    Mortgage litigation cases have highlighted the severity of America’s regulatory environment according to a press release recently from Kassas Law.*
    Folks we are doing our job to keep them in check. It is not any regulatory body or your attorney generals. It is lawsuits.

  13. KABOOM | George Babcock Foreclosure Fight Club – Rhode Island Federal Judge Halts Foreclosures (Video & Order)


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