HR 3808 DEFEATED, THANK YOU LORD! I LOVE HOUSE JUDICIARY COMMITTEE CHAIRMAN JOHN CONYERS, D-MICH NOW, REP. ROBERT ADERHOLD, R-ALA, NOT SO MUCH.

Nov 17, 5:36 PM EST

House sustains Obama veto on mortgage bill

By JIM ABRAMS
Associated Press
WASHINGTON (AP) -- In a largely token vote, the House on Wednesday declined to override President Barack Obama's veto of legislation that could have facilitated the processing of home foreclosure documents.

Obama, in rejecting the bill, said it could worsen problems related to recent revelations that some mortgage lenders have been evicting homeowners using fraudulent or flawed methods to expedite foreclosures.

"The president took the responsible course in refusing to sign the bill, so we can give it a fresh examination in light of these concerns," House Judiciary Committee Chairman John Conyers, D-Mich., said.

The House vote was 235-185 against overriding the veto. A veto override requires a two-thirds majority.

The legislation was meant to improve interstate commerce by requiring that notarized documents be recognized in any state or federal court. It would have allowed notarized documents to be processed electronically.

The bill's sponsor, Rep. Robert Aderholt, R-Ala., argued that his legislation had no connection to the recent foreclosure problems. "This legislation expressly requires that lawful notarizations be recognized in other states and in no way validates improper notarizations."

"Let's be a little more careful here," responded Conyers. "A million people are losing their homes."

The White House, in explaining the president's veto a month ago, said the legislation could have "unintended consequences on consumer protections." Consumer advocates argued that it could make it difficult for homeowners to challenge foreclosure documents prepared in other states.

Among the problems that have emerged as lenders try to quickly process the flood of foreclosures caused by the mortgage crisis have been cases of not having a notary public in the room to certify that a signature is valid or having employees sign documents without reading them.

Obama has vetoed only two bills during his presidency. The other addressed a technicality on a defense spending bill. Both were "pocket vetoes," where the president fails to sign a bill within 10 days while Congress is not in session.

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The bill is H.R. 3808

Online:

Congress: http://thomas.loc.gov

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HR 3808 READ FULL TEXT OF THE NOTARIZATIONS ACT BILL HERE

Text of H.R. 3808: 
Interstate Recognition of 
Notarizations Act of 2009 
Back to Bill Status


Sep 29, 2010 - Enrolled Bill. This is the final text of the bill or resolution as approved by both the Senate and House. This is the latest version of the bill currently available on GovTrack.

http://www.govtrack.us/congress/billtext.xpd?bill=h111-3808
 

H.R.3808


One Hundred Eleventh Congress
of the
United States of America
AT THE SECOND SESSION

 

Begun and held at the City of Washington on Tuesday,

the fifth day of January, two thousand and ten

An Act

To require any Federal or State court to recognize any notarization made by a notary public licensed by a State other than the State where the court is located when such notarization occurs in or affects interstate commerce.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,


SECTION 1. SHORT TITLE.


This Act may be cited as the ‘Interstate Recognition of Notarizations Act of 2010’.


SEC. 2. RECOGNITION OF NOTARIZATIONS IN FEDERAL COURTS.


Each Federal court shall recognize any lawful notarization made by a notary public licensed or commissioned under the laws of a State other than the State where the Federal court is located if--


(1) such notarization occurs in or affects interstate commerce; and


(2)(A) a seal of office, as symbol of the notary public’s authority, is used in the notarization; or


(B) in the case of an electronic record, the seal information is securely attached to, or logically associated with, the electronic record so as to render the record tamper-resistant.


SEC. 3. RECOGNITION OF NOTARIZATIONS IN STATE COURTS.


Each court that operates under the jurisdiction of a State shall recognize any lawful notarization made by a notary public licensed or commissioned under the laws of a State other than the State where the court is located if--


(1) such notarization occurs in or affects interstate commerce; and


(2)(A) a seal of office, as symbol of the notary public’s authority, is used in the notarization; or


(B) in the case of an electronic record, the seal information is securely attached to, or logically associated with, the electronic record so as to render the record tamper-resistant.


SEC. 4. DEFINITIONS.


In this Act:


(1) ELECTRONIC RECORD- The term ‘electronic record’ has the meaning given that term in section 106 of the Electronic Signatures in Global and National Commerce Act (15 U.S.C. 7006).


(2) LOGICALLY ASSOCIATED WITH- Seal information is ‘logically associated with’ an electronic record if the seal information is securely bound to the electronic record in such a manner as to make it impracticable to falsify or alter, without detection, either the record or the seal information.


Speaker of the House of Representatives.


Vice President of the United States and


President of the Senate.

A READER SHARES MORE POTENTIAL FAR WORSE CONSEQUENSES OF H.R. 3808

Anonymous has left a new comment on your post 
"EFFECTIVE TODAY, HOMEOWNERS MUST STOP MORTGAGE PAY...":

Link to the text of the bill is here: http://www.govtrack.us/congress/billtext.xpd?bill=h111-3808
This not only affects foreclosures, it could impact identity theft and aid illegal immigrants in gaining “official” documents, as eventually one or more states will dilute their notary laws to the point where someone could say they are anyone and get anything notarized without being present, without ID, without fingerprints. This law, if signed by the President, could potentially have far worse unintended consequences than what we are already going through.