Showing posts with label Maryland. Show all posts
Showing posts with label Maryland. Show all posts

Sunday, October 12, 2014

TRIALS AND PERSEVERANCE ** HANG IN THERE, PRECIOUS HOMEOWNERS!

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This post almost didn’t happen.
I’m exhausted and out of town. I just helped my parents downsize and move from their home of 15 years. How do we all collect so much stuff even when we don’t intend to? And why is moving so hard?! {Needless to say, I won’t be shopping any time soon.}
Simultaneously, our own home is for sale and we’re trying to get ready to move with a 16-month-old. This is no small feat, keeping every nook immaculate and ready at a moment’s notice. Living through all the showings and open houses isn’t living. It’s only been a few weeks but I’m ready for this part to be over. We are being obedient and hopeful.
What’s taking the air out of my balloon is the waiting and perseverance required for our family’s next step. We’ve made an offer on our dream. Again. There are too many stories to share of deals gone bad, people letting us down, and all the waiting to know what God has in store for us. This part of our journey has lasted three years but has intensified over the last few weeks.
My life is a little hectic and I find myself holding my breath all the time. To be honest it’s a culmination of dreams, prayers, nerves and fears, and anticipation for how the rest of His story for us will read. We will know more this week if we get to start living this dream. I’m excited to start sharing with you about our God-led adventure.
So, I’m taking a deep breath and writing a note to myself that you can read if you want. This is a reminder I need right now. Maybe you do, too?
Blessed is the person who perseveres under trial,
because when you have stood the test, you will receive the crown of life
that God has promised to those who love Him
.
James 1:12
I read this verse and think of the Christians who are enduring great trials and persecution. The life and death kind. I quickly trivialize my situation, whatever it might be, and convince myself my stuff doesn’t matter. But it does. No matter the size or how I view the importance, every situation matters in God’s plan.
I’ve been thinking about Daniel the last few days. He prayed for 21 days in anguish waiting on the Lord’s reply. God could have answered Daniel in any way He wanted. But He chose to send an angel to reveal His truth to Daniel.
Gabriel had to fight the enemy to get the message to Daniel . . . for 21 days. Both human and angel had to persevere mightily. I can only imagine how encouraged Daniel was by an angel delivering such a powerful and difficult message about Israel’s future! I encourage you to read Daniel 10 in its entirety. So moving.
I love what Gabriel says to Daniel:
“Don’t be afraid, Daniel. Since the first day you began to pray for understanding
and to humble yourself before your God, your request has been heard in heaven.
I have come to answer your prayer.”
Daniel 10:12
Wisdom and humble adoration before God was the key. Daniel didn’t let up. Daniel didn’t throw in the prayer towel after a few days because heaven was quiet. Daniel didn’t expect the Lord to only answer in the ways he was accustomed to. Daniel clung to the Lord and held on for dear life knowing God would answer sooner or later.
“Don’t be afraid. For you are very precious to God.
Peace! Be encouraged! Be strong!”
Daniel 10:19
It seems God really doesn’t want us to be afraid since most angelic messengers start their sentence with, “Don’t be afraid!”
I need to not be fearful this God-sized dream won’t come true. God created it, planted it in my heart, developed the passion in me to see it through, and He will make it come to pass in His timing, in His way.
I can have peace. And because of His peace, I can be encouraged and strong.
I pray I’ll be like Daniel and hold on for God’s timing of His God-sized dream. I pray I’ll have peace in my circumstances and persevere with courage and strength. I pray I will wait on His best and only the answers He can orchestrate. I pray I will look for His answer in all the miracles He sends, even the appearance of an angel.
I pray whatever situation you’re facing today God will finally answer your prayers and you will know how precious you are to Him.

Wednesday, August 17, 2011

GOD BLESS JIM PERSELS OF PERSELS AND ASSOCIATES AND THE MARYLAND VOLUNTEER LAWYERS SERVICE


Thanks to an Effort by Persels & Associates, an Injured Police Officer and his Family were Able to Ward off Foreclosure

Borrowers struggling to save their homes from foreclosure desperately need legal help, but that's often when they're least able to afford it. Thanks to a team effort led by Jim Persels of Persels and Associates and the Maryland Volunteer Lawyers Service, an injured Annapolis, MD police officer and his family were able to ward off foreclosure and stay in their home.

www.perselsandassociates.com
Quote startHelping people with problems like these is by far the most rewarding part of law practice. - Jim Persels, Persels and Associates.Quote end
Baltimore, MD (PRWEB)
Borrowers struggling to save their homes from foreclosure desperately need legal help, but that's often when they're least able to afford it.
The good news for Carl and Roline Bouie was that they had a new and capable recruit in the legal battle they were fighting to keep from losing their Grasonville home to foreclosure: Maryland Volunteer Lawyers Service (MVLS) volunteer Jim Persels, the principal of the consumer rights firm Persels & Associates, LLC. The not-so-good news was that Mr. Persels was enlisted to the cause late on a Friday afternoon in mid-March, and the foreclosure was scheduled for 10 o’clock Monday morning.
The Bouies’ problems began when Carl, a police officer in Annapolis, was in­jured on the job, and his workman’s compensation check didn’t provide enough to cover the mortgage payments on their four-bedroom house. They had sought help from Maryland Rural Development Corporation counselor Elaine Hill, and Ms. Hill and the Bouies filed as many as ten separate requests for loan modification with their mortgage company. All were ignored.
“This went on for months,” says Mrs. Bouie. “I was really, really worried.”
It was Ms. Hill who steered the Bouies toward MVLS. Then with the clock ticking toward foreclosure, the mortgage holder unexpectedly placed a temporary mora­torium on foreclosures. This decision bought the Bouies valuable time.
Mr. Persels asked for a postponement on the foreclosure until a decision was reached on the loan modification requests. The mortgage company turned down his request, and the foreclosure was rescheduled for April. Mr. Persels says the company denied ever receiving the loan modification requests, even though they were sent certified mail and someone at the company had signed for them. “It was obvious that they were playing games,” he says.
Shortly afterward Mr. Persels began working with Diane Cipollone and Anthony DiPastina, attorneys with Civil Justice, a Maryland nonprofit and MVLS partner that provides training and mentoring to pro bono attorneys who help low-income people facing foreclosure. They began planning their defense against the foreclo­sure, and submitted a written request for loan modification through a new federal program called the Home Affordable Modification Program (a verbal request had been denied). Finally, their luck turned. “Within days of the second foreclosure,” says Mr. Persels, “their application was conditionally approved.”
The Bouies, the attorneys, and the mortgage company worked out an agree­ment that would reduce the family’s monthly payments by more than a $1,000; with Mr. Bouie working again full time, that amount is manageable. Carl, Roline, their 12-year-old daughter, and their 10-year-old quadruplets will be able to stay in the home they’ve lived in for nine years.
“It was a big relief,” says Mrs. Bouie. “I am so thankful.”
“This was not the Bouies’ fault,” says Mr. Persels, who has taken on several cases for MVLS. “The system was just crushing them. Helping people with problems like these is by far the most rewarding part of law practice.”
About Persels & Associates 
Persels & Associates, LLC, and its entities are pioneers in the field of offering "unbundled" legal services to individuals who cannot afford traditional legal services. As Americans credit debt rose, Persels & Associates bridged the "gap" between consumers and their debtors. Today, Persels & Associates employs over 150 lawyers in the 50 states and has 25 central office staff attorneys with over 40,000. For more information, please visit http://www.perselsandassociates.com.

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DO YOU NEED HELP TO AVOID FORECLOSURE?

If you would like to receive information on how you might avoid the foreclosure of your home, please e-mail me your name, address, and phone number. Someone from our office will be in touch right away to assist you. With Warm Regards, Kelly L. Hansen, HOMEOWNERS HELPING HOMEOWNERS, ctsmyhon@yahoo.com
Be happy, healthy and prosperous, but most of all, be blessed.
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