Dear Wells Fargo,
I lost my job in April of 2009 and fell behind in mortgage. I began the modification process in January of 2010. I was never given an answer or correspondence pertaining to my modification. I called several times. Your organization proceeded with foreclosure after 10 months of not giving me an answer. However, once I reported my situation to the banking commissioner Mr. Christ wrote to tell me, in December 2010, I did not qualify for modification based on information he received in January. Prior to my job lost I never missed a payment and often paid extra.
This home burned down in 2006. While we rebuild I made my payment as though we were living in the home.
I was evicted. Sure there were measures I could have taken. However, Wells Fargo representatives reassured me that they would do everything to keep me in my home. I called even after the sale and was told to present a recession letter. I did instead of redeeming my home in the ten day wait period.
I trusted Wells Fargo to view me as a customer in good standing. I need my home. My income has substantially increased. I am a professional nurse practitioner, married with nine children. I would love to ask for intervention to return our home for Christmas. I work full time. Please look into this matter for me.
4 Barrett Court