I found your website this morning. Great Information.
We were in different loan modification programs with Wells Fargo for 18 months. They put us in one program after another and even told us last summer we made too much income for a modification. We made our recommended monthly payment for 24 months. We got a letter in October saying we were in a program. Then in October when we called in to make a payment they wouldn't accept it and said we were in Foreclosure. The loan modification representative says we are still in the program! The costs associated with the foreclosure are accelerating the principal balance way beyond what we could of payed had WF even talked to us before handing it over to an attorney.
We just got the notice for a Rule 120 hearing and may get a chance there to postpone the foreclosure. The local hud Representative Clark Haggard of Southwest Housing solutions has done nothing. He won't even return a phone call. Unfortunately we waited on him for help he offered. Can I forward a letter to Wells Fargo exec's listed on your website and possibly get someone to talk to us. We have offered money for back charges etc. and they won't talk to us. It's unbelievable WF would foreclose on someone who is making payments to them. You know what we have equity and they want our house!
Thank You ,
My Dear Friend J.
You can write Cara Heiden, CEO of Wells Fargo Home Mortgage, her e-mail address is email@example.com.
Now, here me, and here me well: thousands of letters are telling me the same exact story you have just told me. And many times, many, many times, Wells Fargo will make offers to stop (if the homeowners is willing to pay more money) and after they receive thousands of dollars from homeowners, Wells Fargo will go ahead and foreclose EVEN WITH MODIFICATION AND FORBEARANCECONTRACTS IN PLACE.
The very best thing you can do, and the only thing that stops Wells Fargo from foreclosing, is filing a personal cause of action against them. Please, even if you write Cara Heiden, and I encourage you to do so, file a personal cause of action against Wells Fargo for Breach of Contract, and for a million other things they are most likely guilty of in your jurisdiction, with which your attorney can help you.
Do Not Wait. Absolutely Do Not Wait. Every second counts... THEY DON'T NEED A REASON, THEY ARE JUST DOING IT.
Kelly L. Hansen
HOMEOWNERS HELPING HOMEOWNERS FOUNDATION, INC.