AMERICAS SERVICING, WELLS FARGO'S DIRTY LITTLE SECRET

Wells Fargo & Company is a holding company based out of San Francisco, CA, U.S.A, and is publicly traded (NYSE: WFC ). It may be a part of WFC Holdings and/or Norwest's remainder parent holding company, which could umbrella them all.

As many banks have done, they have diversified with de-regulation, and spun off various "affiliated" entities, short for trying to escape liability and maximize profits, including obtaining benefits from government agencies and contracts with investors. They have numerous Operating Subsidiaries (OS). If you thought finding ASC is hard to find, perhaps you can identify just who "Wells Fargo" is from the following : list:

Wells Fargo Bank International (dba "Wells Fargo") Minneapolis, MN Headquarters
Wells Fargo Bank, National Association (dba "Wells Fargo") San Francisco CA Headquarters
Wells Fargo Bank (dba "Wells Fargo") Monmouth IL Headquarters
Wells Fargo Business Credit, Inc.
(dba "Wells Fargo;(Div of Wells Fargo Bank, NA)") Minneapolis, MN Headquarters
in addition to 'Wells Fargo and Company' which is listed on the left, - which used to be their historical 'home', so....

WOULD THE REAL 'WELLS FARGO', PLEASE STAND UP ????

Ask any 'Wells Fargo' employee to give you the name, address, and telephone numbers of their corporate headquarters and see what response you get - and PLEASE REPORT IT TO US , then also ask them "WHO REGULATES YOU, AND DO YOU HAVE THAT INFORMATION POSTED ON YOUR WALL ??" AND REPORT THAT TO US AS WELL !!! ......

Then you might ask them if they can provide the corporate information for ASC and provide you telephone numbers or websites for ASC, or IF THEY KNOW WHO CAN..... AND SEE WHAT HAPPENS

Perhaps 'Wells Fargo' itself, whoever that may mean, will gladly give you and us the information to explain to you who, where, and contact information for all THESE entities are as well - we will be GLAD to post their information supplied to us by them on this website for them.

"Wells Fargo" is regulated, at least PART of it is regulated, by the Office of the Comptroller of the Currency ( http://occ.treas.gov ), which is part of the Department of the Treasury.

If any of you have been trying to find out just who "America's Servicing Company" is, and where they are located, or get a telephone number for them, you might have had MORE than a little trouble, and .

"Wells Fargo" owns the domain name

www.americasservicingcompany.com

BUT REFUSES TO USE IT

Try to do a web search for Americas Servicing Company, or contact your State's corporations, or fictitious name registration, departments, or try to locate the registered agent for service of process for America's Servicing Company in your state, or call directory assistance. OR the OCC ( see below ).

TO MAKE IT OFFICIAL, ON DECEMBER 3, 2008, ASC's DEFENSE ATTORNEY MADE THE STATEMENT THAT " AMERICAS SERVICING COMPANY IS A DBA OF WELLS FARGO BANK."

WHEN ASKED WHY AMERICAS SERVICING COMPANY DOESN'T USE ITS DOMAIN NAME, ISN'T LISTED BY SEARCH ENGINES, OR HAVE IT'S TELEPHONE NUMBER LISTED IN DIRECTORY ASSISTANCE, he stated "the phone number is on the statements [we] send out"...."

When Mr. Heinrich asked why America's Servicing Company was not authorized to transact business, including electronically and telephonically, in Florida and why ASC should be allowed to even DEFEND his, or any, lawsuit in Florida, he stated that the Office of the Comptroller of the Currency has sole jurisdiction*, and to go to the OCC website to find America's Servicing Company. So he did. Nothing came up. So he called the office of the OCC General Counsel, and was told America's Servicing Company is neither a bank nor registered as an Operating Subsidiary nor anything else, and OCC has no information on them whatsoever and has not issued any certification to transact business to America's Servicing Company or to Wells Fargo DBA Americas Servicing Company.The attorney was incorrect-*The Fed Reserve & SEC control.


The OCC then suggested doing a Google search on them, since THEY had no record of them. They did one themselves while on the telephone and found America's Servicing Company... IN
THE RIPOFF REPORT. If the OCC can't find them, how can YOU find them.

Maybe ASC doesn't want you OR the government to know very much about them, OR their method of operation...but WE'LL tell you !!! It's VERY interesting.

DBA's ARE VERY POPULAR WITH 'WELLS FARGO', consider the following

Mci Isdn For Wells Fargo Bank, Burlington NC
Wells Fargo Bank (dba "Wells Fargo") Columbia NC
Wells Fargo Bank (dba "Wells Fargo") San Jose CA
Wells Fargo Bank (dba "Wells Fargo;Centennial Bank") Pueblo CO
Wells Fargo Bank (dba "Wells Fargo;Duncanville National Bank") Duncanville, TX
Bank of Winter Park(dba"Wells Fargo Bank West N A;Wells Fargo Bank NA")Winter Park CO
Colony Estates Senior Housing Ltd Partnership (dba "Wells Fargo; Palmer Senior Center, Wells
Fargo Bank") Palmer AK

In a 2005 U.S. Supreme Court Case, Wells Fargo was basically allowed to ignore state laws and operate everything they ran under the sole regulation of the Office of the Comptroller of the Currency (OCC), as other similar OCC regulated institutions were, ....which could partially explain how reckless these holding companies became in engaging in conduct leading to the unprecedented financial collapse of 2007-2008. To read the entire case of Watters vs. Wachovia go to


To show you the sheer folly of such a move, stripping state powers and oversight and leaving regulation to a government agency virtually controlled by those with banking ties, consider that the OCC has only
? investigators by information supplied to us by the OCC itself on December 4, 2008. (we'll keep trying).


In addition to the others listed below, add to this list below over 3,000 more - (which we won't list all here)... just for "Wells Fargo"... they are very well diversified indeed... and is it UNDERregulated ... or ....NON, or partially, regulated...
During President Clinton's term in office, two significant things occurred that led to the chaos of 2007-08. In 2000, just before he left office, he authorized todays 'derivatives' ( you MUST read our course on them ) and an organization named MERS for short ( the Mortgage Electronic Registration System ) was formed in 1996 , best described by them on their website:

"MERS was created by the mortgage banking industry to streamline the mortgage process by using electronic commerce to eliminate paper. Our mission is to register every mortgage loan in the United States on the MERS System...... MERS acts as nominee in the county land records for the lender and servicer. Any loan registered on the MERS System is inoculated against future assignments because MERS remains the nominal mortgagee no matter how many times servicing is traded. MERS as original mortgagee (MOM) is approved by Fannie Mae, Freddie Mac, Ginnie Mae, FHA and VA, California and Utah Housing Finance Agencies, as well as all of the major Wall Street rating agencies......"

What they DIDn't tell you is that their goal is to get courts to basically allow hearsay in place of documents, ...and the scam - for lack of more appropriate words at this stage - will be complete. Their website is full of contradictory statements and representations, as are many of their actions.
To reach MERS, you can call 1-800-646-6377 (646-MERS). Their real name is MERSCORP, Inc. You might want to ask them who regulates THEM and how they are set up. Wells Fargo was a founding contributor. Ask them what they have to do with YOUR loan.

Financial institutions and 'investors' would love to have the ability to say "YOU OWN IT, now YOU OWN IT, now YOU OWN IT." ...or PART of it. THEY WOULD ALSO LOVE IT IF YOU NEVER FOUND OUT THE INNER WORKINGS OF HOW MONEY COMES INTO EXISTENCE AND IS TURNED INTO DEBT THAT YOU, AND YOUR CHILDREN, AND THEIR CHILDREN, HAVE TO PAY BACK... WITH INTEREST .

FOR AN OUTSTANDING AND THOROUGH EXPOSE ON THE SCHEME TO CREATE DEBT, THEN STEAL PEOPLES MONEY AND REAL ESTATE THROUGH DECEPTION AND FINANCIAL MANIPULATIONS, COVER IT UP AND LEAVE AMERICANS IN UNPAYABLE DEBT FOR MANY GENERATIONS TO COME, we will alert you when Thomas Alcott's upcoming documentary will be released......it is frightening, and uncovers how passing money and debt around under the table while everyone looks the other way will the the domestic hallmark of the Clinton and Bush administrations and Alan Greenspan's legacy of history's greatest organized financial fraud.

....in the following list, notice the many different names and different operational entities of just Wells Fargo......not counting that Wells Fargo is operating America's Servicing Company under the radar ( a LOT to keep the OCC busy, especially by a relatively few number of investigators and attorneys for ALL the entities that the OCC oversees ), especially in the present environment of no one wanting you to know much about ANYthing that's going on. An OCC attorney stated "contractual matters are not released to the public"...that falls in line with what is happening and why new agencies may need to be created and powers returned to the states to check financial crime and safeguard American's money and future as well as the economy.
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Coupled with marketing companies engaging in massive fraudulent practices, loans being originated and serviced by unlicensed individuals and entities, and money and debt being haphazardly artificially created and moved back and forth with words rather than actual documentation, while this website focuses on Wells Fargo and ASC, it extends far beyond to the overall operation of our banking system
and government regulation, or non-regulation, as well as the court system.

While ASC's defense attorney stated that EVERYTHING and EVERY ENTITY controlled by Wells Fargo is under the OCC, in reality different states operate as totally independent, different companies, as if they are not affiliated in most cases.

In addition Wells Fargo & Company operates other entities, one of them being the loan servicing arm, America's Servicing Company, which operates out of Wells Fargo locations using Wells Fargo phone lines and personnel, yet they would apparently have you believe 'they' have nothing to do with them.

This may well be because ASC services huge numbers of sub-prime loans Wells doesn't like to advertise.
Other entities include insurance, selling investments, purchasing securities and sub-prime loans that Wells Fargo does not want to be known for as offering themselves, trading in derivatives, and it will be interesting to see what else.

Because the federal government and Supreme Court has pre-empted states, these entities- at least Americas Servicing Company - apparently feel they do NOT need to register with each State's Secretary of State or Department of Corporations to do business in each state. That will explain if you try to find licensure for ASC in your state or an agent for service of process or delivery of demands and correspondence...you probably won't find them..or any offices for them. Up to now, ASC has deliberately tried to keep a low, separate profile. Now the good news, serve ANY Wells Fargo entity manager or the OCC ( perhaps best to do both ?), or (and) you might want to also serve the following executives of 'Wells Fargo':

























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