Tuesday, January 20, 2009

HOMEOWNERS BE INFORMED! ASK FOR WHAT YOU WANT.


HOMEOWNERS BE INFORMED!
ASK FOR WHAT YOU WANT.

  • Do NOT pay any "up-front" fees
  • Do NOT pay any so called "contribution payment"
  • Do NOT pay ANY AMOUNT AT ALL to refinance your mortgage
  • Do NOT pay ANY AMOUNT AT ALL for a loan modification
  • Do NOT pay ANY AMOUNT AT ALL to refinance your mortgage
  • Do NOT pay ANY AMOUNT AT ALL for a loan modification
  • IF FACING POSSIBLE FORECLOSURE Ask Wells Fargo to add all your late payments to the back end of the loan

You are their customer, and you should be treated with dignity and respect, not as if you are "blessed by their willingness to take care of your business."

Do not settle for anything less than what you need on your mortgage loan. Now is THE time to INSIST on


1. a 4%-6% fixed interest rate
2. a payment you can afford
3. a first payment due date in 60 days to give you some time to breathe
4. a no-penalty prepayment clause
5. a bi-monthly payment option

AND

6.
EXTREMELY IMPORTANT FOR ALL CONSUMERS
if you opt to set up automatic withdrawal to pay your mortgage
SET UP A 2ND -- COMPLETELY SEPERATE -- ACCOUNT
AN ACCOUNT
NOT CONNECTED IN ANY WAY
TO YOUR OTHER BANK ACCOUNTS


THIS IS SO IMPORTANT PEOPLE!!!!

YOU WILL PREVENT BECOMING ANOTHER VICTIM
OF YET ANOTHER INFAMOUS, GREEDY
PREDATORY LENDING INSTITUTION'S TACTIC

BANKS ARE DUPLICATING WITHDRAWALS
'inadvertently' (yeah, right)
CREATING MULTIPLE UNAUTHORIZED CHARGES
AND ENDLESS NIGHTMARES FOR INNOCENT CONSUMERS.

MAKE SURE YOUR BANK
WILL NOT
COVER ANY CHARGES ON THIS ACCOUNT
TELL YOUR BANK NO
TELL THEM WHY
SO THEY DON'T JUST DO IT
'AS A SERVICE'
TO YOU THEIR VALUED CUSTOMER
BLAH, BLAH, BLAH


THIS IS SO IMPORTANT, HOMEOWNERS HAVE BEEN LOSING THEIR ENTIRE SAVINGS DUE TO THIS PREDATORY TACTIC SO PLEASE BE CAREFUL.


DO NOT/DO NOT/DO NOT

authorize any bank to transfer funds from your first account to cover the 2nd account if it would overdraw for any reason.

A few days before your mortgage payment is due, transfer from your everything checking account, ONLY the exact amount of a single monthly mortgage payment, into your separate mortgage account.

BI-MONTHLY PAYMENTS
Cut 10-years off your mortgage by making 1/2 of your monthly mortgage payment on the 1st, and the 2nd on the 15th. Ask your Wells Fargo Account Manager! This is an awesome way to save thousands of dollars. Every lending institution is legally required to share this information with you, although very few do.

I look forward to hearing more from you, if you want to share!!

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HOMEOWNERS HELPING HOMEOWNERS FOUNDATION
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De Soto, KS 66018
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