Friday, July 2, 2010

ALESSANDRO MACHI MAKES AN EXCELLENT POINT: WHY ARE HOMEOWNERS WITH THOUSANDS OF DOLLARS IN EQUITY BUILT UP IN THEIR HOMES BEING FORECLOSED UPON? I HAD OVER $100,000.00 IN EQUITY BUILT UP IN MY HOME WHEN WELLS FARGO MADE A SERVICING ERROR ON MY MORTGAGE ACCOUNT

SWARM THE BANKS UPDATE
By Alessandro Machi
Shame on Sixty Minutes
and their
Strategic Default Homeowner Story


I felt like Sixty Minutes COMPLETELY IGNORED the other side of the home foreclosure discussion. What is the point in staying in ANY home that is upside down if years later the bank will not let you access the home equity line that you may have built up by staying in the home, and making payments until the home was no longer upside down?

The homeownership carrot of a home equity line has been taken away by the same banksters that then stole bailout money and kept for their own bonuses and to see wall street to suck you back in there!

Instead, Sixty Minutes focused their story on "Strategic Defaults" as if these homeowners are thieves!
If the banks and government banking regulations can take away a homeowner's option to use their own home as their own survival equity bank when times are tough, why should a homeowner keep their word years earlier when the home may be upside down?
NOBODY in the media is talking about the banksters stealing homeowners down payments and their built up equity via foreclosure, instead, the news continually focuses on all the "upside down" homes, as if that is the only issue on the table.

I presume the sixty minutes story about Strategic Default, slated for May 09, 2010 on CBS, won't delve into people who don't presently have a job but have plenty of home equity in their home, being denied access to their home equity and even being foreclosed upon as a result.

Posted by Alessandro Machi at 7:39 AM 0 comments Links to this post
Labels: 4closureFraud, CBS Sixty Minutes Story on Strategic Defaults, May 09 2010, Strategic Default
Tuesday, May 4, 2010

Should homeowners
be foreclosed upon
if they have built up
equity in their home?

It is a struggle for me to understand how homeowners are being foreclosed upon if they have built up equity in their home. Example, a home is worth $200,000, and the homeowner has either paid either made a healthy down payment of $75,000, or over the years has built up $75,000 dollars worth of home equity. Is it really fair for the banks to foreclose on the home, short sell it for $125,000 dollars, and basically rob the homeowner of the $75,000 dollar down payment or the home equity that they have already built up?

I consider the above scenario insane and until Barack Obama and Congress deal with this issue head on, they are frauds in my book, ALL OF THEM. How dare they give out tax credits to first time home owners while they allow the banks to steal built up wealth from existing homeowners.

I am pretty certain Hillary Clinton would not have allowed this plundering to occur, and that is why her campaign was sabotaged behind the scenes by democratic higher ups during the 2008 democratic primary.

Posted by Alessandro Machi 



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