PROMISES ARE ARE LIKE PROMISSORY NOTES! SHOW ME THE NOTE:

WELLS JUST KEEPS TAKING YOUR MONEY
AND THE GOVERNMENTS BAILOUTS
AND THE SEC'S GOODWILL DEDUCTIONS
LURING INVESTORS PURPORTING POOLS OF
PROMISSORY NOTES (OFTEN ALREADY IN DEFAULT)
ALWAYS UNSECURED DUE TO LENDERS DEFAULT
UPON SALE OF THE SECURITY INSTRUMENT
THE ONLY ATTACHMENT THE LENDER HELD
TO ENFORCE WHAT IS NOW CONSIDERED
A WORTHLESS MORTGATE.
A DEBT. NOT AN ASSET.

SO, WHEN ANYONE SAYS
"PROMISSORY NOTE"
MAKE ABSOLUTELY SURE YOU SAY

"SHOW ME THE MONEY!"



Susan Garrett, PCS ODYSSEY HEALTHCARE, INC. 2630 West Freeway, Suite 102Fort Worth, Tx. 76102817-338-1512 phone817-350-3724 cell817-339-2577 fax Susan, First and foremost, my services are free. No contingencies. I'm fueled by the sheer audacity in the predatory tactics Wells Fargo continues to use against homeowners even though they've been convicted and fined for the same tactics over and over. However, the odds are in their favor. Only 19% of homeowners facing foreclosure fight for their rights. Most people don't have the time or financial resources to fight. An uncontroverted fact to these convuluted minions. Please go to the site below. Thank you for the honor you've shown me and other victims of Wells Fargo by sharing your story. Every single story, every single VICTIM who steps up and gives voice to the lies and games Wells Fargo plays in their continued effort to steal homes, helps others. AND, I firmly believe VICTIMS will become VICTORIOUS soon, very soon. I have no doubt Wells Fargo & Co. will be required to mitigate for the damages -- actual, punitive, and emotional -- they have been relentlessly dishing out. http://wfhmcaught.blogspot.com/2009/05/wells-fargo-is-servicer-not-owner-of.html Your story hurts my heart and makes me sick to my stomach. Is your home located in Texas? If so, I currently have several victims in Texas on whose behalf I am pursuing restitution by securing a money judgment and placement in a BETTER home if your own home can not be returned to you. Every state addresses these issues differently, as I'm sure you've been told. And the Texas judicial system is certainly NOT Texan-Friendly. I've contacted Texas Attorney General, Greg Abbott in regards to several other cases where Wells Fargo broke Consumer Protective Statutes under RESPA, TILA, REGULATION Z, etc. I won't know for sure what penalties can immediately be charged against Wells Fargo until I read your original contract, but I'm certain if your contract is similar to others I've seen, Consumer Protective Statutes will have been violated on both the Federal and State Levels which will be a nice start to pursuing full mitigation. If you have no objection to my publishing the details of your story in hopes to help you and others secure reparation from Wells Fargo, please give me your approval by providing answers to the questions I will write in red below the sentence to which it refers. I will have more questions as we progress but lets start here: WRONGFUL FORECLOSURE SUIT Terry and Susan Garrett entered into a mortgage contract with Option One on 05-04-06. Terry Garrett laid off summer of 2007 and got behind on mortgage by 2months. Multiple conversations with Option One resulted in a final re-instatement if we sent in 5500.00 agreed upon 9-3-07 with 3000.00 down and 2500.00 2 weeks later. Payments were sent western union and Option one sends both payments back to us via western union stating we failed to send the 5500.00 and foreclosure had been started. 10-3-07 filed bankruptcy with Weldon Grishams office downtown Ft. Worth . Bankruptcy arrearage payments garnished from my pay check all house payments current. Letter dated 6-10-08 Option one has sold to Wilbur Ross of American Home Mortgage Services as of July 1, 2008 sent payments to AHMSI in Jacksonville Fla. Instead of Option one of Irvine , Ca. Started making all payments to AHMSI in Fla , July/Aug/Sept. payments. 9-28-08 receive letter from Wells Fargo stating foreclosure inspection has been done on property they are the trustees for Option One due to lack of payment house would be sold 10-7-08. Called bankruptcy attorney Weldon Grishams office they have received nothing stating Wells Fargo was owner of note and to not worry pay AHMSI as instructed that is where Tim Truman Chapter 13 trustee was making payments to. 10-7-08 Wells Fargo forecloses on Home 10-14-08 Wells Fargo sells home to other names listed on a trustee deed 10-21-08 I received letter from Wells Fargo’s attorneys’ to vacate, my attorney Weldon Grisham received letter from Wells Fargo’s attorney’s notice of default debtor has until 10-31-08 to cure the debt. 10-28-08 served by constable an eviction citation. 11-06-08 appeared at court to Judge Wayne Hayes presented case and won ruled in our favor due to bankruptcy and no proof of automatic stay lift and my proof of mortgage co. to be American home not Wells Fargo. 11-12-08 served by constable an eviction citation. 11-19-08 appeared to Judge Wayne Hayes JP Court ruled in our favor due to the proof of lift of stay was dated 7-25-08 but was merely a letter not a ruling from the bankruptcy court. 11-24-08 served by constable an eviction citation 12-05-08 appeared to JP Court – substitute judge Jane Choate in for Wayne Hayes, would not let me present case ruled in for plaintiffs as a default judgment due to husband not there only I was present. 12-08-08 Filed a surety appeal bond at the JP Court 12-09-08 approved by Judge Wayne Hayes. 12-10-08 Option one/Wells Fargo 's sent letter from Judge Jerry Buckner to respond within 8 days. No response by Attorney’s for Wells Fargo 12-19-08 Attorneys for Wells Fargo file affidavit in support of eviction Terry , Susan Garrett request default prove- up hearing 1-15-09 1-11-09 Court reset for 1-20-09 for additional findings by the Garrett’s 01-13-09 Terry Susan Garrett file affidavit in support of wrongful foreclosure. 1-20-09 Judge sets a Status Herring. Terry and Susan Garrett appear at court Wells Fargo attorneys fail to show waited over 30 minutes for someone to show. Judge calls attorneys they scramble to get a local attorney to show up so contempt charges are not filed on them. Fill in local attorney requests for the records that he has not been hired by Hughes, Waters/Akansase, Wells Fargo, American Home Mortgage, or Option One and request it be documented as such. And that he has no knowledge of suit. Judge sets Final hearing for 3-10-09 with stiff warning to plantiffs Wells Fargo and party that they have done a lot of wrongful things to these people and they better show up on 3-10-09 01-23-09 Wells Fargo attorneys submit motion to dismiss affidavit in support of wrongful foreclosure 02-02-09 Wells Fargo attorneys submit oral hearing to plea to jurisdiction, judge Buckner denied wait until final hearing. 03-10-09 Susan and Terry Garrett submit memorandum in support of Defendants claims. 3-10-09 Summary judgment granted to Wells Fargo due to Judge Buckner had lack of jurisdiction over Wrongful Foreclosure and my stuff was not admissible in court. This was over a wrongful detainer case. 3-20-09 Today – Susan and Terry Garrett wish to submit an appeal, but not sure if it is even worth it. I have had 2 attorneys tell me I have a case, plus judge Buckner, but I need it on a contingency basis due to both attorneys wanting 5000.00 to take case up front. * 04-08-09 Sadly – we moved out of our dream home and join the world of renting with ruined credit. Susan Garrett, PCS ODYSSEY HEALTHCARE, INC. 2630 West Freeway, Suite 102Fort Worth, Tx. 76102817-338-1512 phone817-350-3724 cell817-339-2577 fax http://www.blogger.com/profile/07447695993101919220http://wfhmcaught.blogspot.com/2009/01/homeowners-be-informed-ask-for-what-you.htmlFrom: Susan Garret To: ctsmyhon@yahoo.comSent: Tuesday, May 26, 2009 3:44:58 PMSubject: Wells Fargo victimp.MsoNormal{margin-left:7.5pt;}WRONGFUL FORECLOSURE SUIT Terry and Susan Garrett entered into a mortgage contract with Option One on 05-04-06. Terry Garrett laid off summer of 2007 and got behind on mortgage by 2months. Multiple conversations with Option One resulted in a final re-instatement if we sent in 5500.00 agreed upon 9-3-07 with 3000.00 down and 2500.00 2 weeks later. Payments were sent western union and Option one sends both payments back to us via western union stating we failed to send the 5500.00 and foreclosure had been started. 10-3-07 filed bankruptcy with Weldon Grishams office downtown Ft. Worth . Bankruptcy arrearage payments garnished from my pay check all house payments current. Letter dated 6-10-08 Option one has sold to Wilbur Ross of American Home Mortgage Services as of July 1, 2008 sent payments to AHMSI in Jacksonville Fla. Instead of Option one of Irvine , Ca. Started making all payments to AHMSI in Fla , July/Aug/Sept. payments. 9-28-08 receive letter from Wells Fargo stating foreclosure inspection has been done on property they are the trustees for Option One due to lack of payment house would be sold 10-7-08. Called bankruptcy attorney Weldon Grishams office they have received nothing stating Wells Fargo was owner of note and to not worry pay AHMSI as instructed that is where Tim Truman Chapter 13 trustee was making payments to. 10-7-08 Wells Fargo forecloses on Home 10-14-08 Wells Fargo sells home to other names listed on a trustee deed 10-21-08 I received letter from Wells Fargo’s attorneys’ to vacate, my attorney Weldon Grisham received letter from Wells Fargo’s attorney’s notice of default debtor has until 10-31-08 to cure the debt. 10-28-08 served by constable an eviction citation. 11-06-08 appeared at court to Judge Wayne Hayes presented case and won ruled in our favor due to bankruptcy and no proof of automatic stay lift and my proof of mortgage co. to be American home not Wells Fargo. 11-12-08 served by constable an eviction citation. 11-19-08 appeared to Judge Wayne Hayes JP Court ruled in our favor due to the proof of lift of stay was dated 7-25-08 but was merely a letter not a ruling from the bankruptcy court. 11-24-08 served by constable an eviction citation 12-05-08 appeared to JP Court – substitute judge Jane Choate in for Wayne Hayes, would not let me present case ruled in for plaintiffs as a default judgment due to husband not there only I was present. 12-08-08 Filed a surety appeal bond at the JP Court 12-09-08 approved by Judge Wayne Hayes. 12-10-08 Option one/Wells Fargo 's sent letter from Judge Jerry Buckner to respond within 8 days. No response by Attorney’s for Wells Fargo 12-19-08 Attorneys for Wells Fargo file affidavit in support of eviction Terry , Susan Garrett request default prove- up hearing 1-15-09 1-11-09 Court reset for 1-20-09 for additional findings by the Garrett’s 01-13-09 Terry Susan Garrett file affidavit in support of wrongful foreclosure. 1-20-09 Judge sets a Status Herring. Terry and Susan Garrett appear at court Wells Fargo attorneys fail to show waited over 30 minutes for someone to show. Judge calls attorneys they scramble to get a local attorney to show up so contempt charges are not filed on them. Fill in local attorney requests for the records that he has not been hired by Hughes, Waters/Akansase, Wells Fargo, American Home Mortgage, or Option One and request it be documented as such. And that he has no knowledge of suit. Judge sets Final hearing for 3-10-09 with stiff warning to plantiffs Wells Fargo and party that they have done a lot of wrongful things to these people and they better show up on 3-10-09 01-23-09 Wells Fargo attorneys submit motion to dismiss affidavit in support of wrongful foreclosure 02-02-09 Wells Fargo attorneys submit oral hearing to plea to jurisdiction, judge Buckner denied wait until final hearing. 03-10-09 Susan and Terry Garrett submit memorandum in support of Defendants claims. 3-10-09 Summary judgment granted to Wells Fargo due to Judge Buckner had lack of jurisdiction over Wrongful Foreclosure and my stuff was not admissible in court. This was over a wrongful detainer case. 3-20-09 Today – Susan and Terry Garrett wish to submit an appeal, but not sure if it is even worth it. I have had 2 attorneys tell me I have a case, plus judge Buckner, but I need it on a contingency basis due to both attorneys wanting 5000.00 to take case up front. * 04-08-09 Sadly – we moved out of our dream home and join the world of renting with ruined credit. Susan Garrett, PCS ODYSSEY HEALTHCARE, INC. 2630 West Freeway, Suite 102Fort Worth, TX. 76102817-338-1512 phone817-350-3724 cell817-339-2577 fax CONFIDENTIALITY NOTICE: The information in this email is intended only for the use of the individual or entity to which it is addressed and may contain information that is privileged, confidential and/or exempt from disclosure under applicable law. If you are not the intended recipient or an authorized representative of the intended recipient, you are hereby notified that any review, dissemination or copying of this email and its attachments, if any, or the information contained herein is prohibited. 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